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Dave builds placements for the property risks other brokers set aside and leads a national practice that solves them. He partners with producers, account teams and carriers across the country from his base in Saint Louis, Missouri.
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Dave Nickelson-Rueschhoff is a complex property specialist and a Vice President and National Complex Property Practice Leader at OneDigital. He is a licensed Missouri broker and a board member.
He leads the National Complex Property Practice within OneDigital's Property & Casualty division, acting as the point of contact for challenged property risk across the organization. He partners with producers, account executives and account managers to qualify opportunities, market difficult exposures and hold the line on client deliverables through the renewal cycle.
He works on the property risks other brokers set aside — hard-to-place and challenged accounts. He treats each one as a question of construction rather than appetite, structuring programs, layering capacity and negotiating conditions so carriers can price the risk with confidence.
He underwrote inland marine and related property risk at Allianz Global Corporate and Specialty, then managed underwriting and product for a roughly $25M book at Vanliner Insurance Company, supervising a department of twenty-one. He moved into broking as an Account Executive in Lockton Companies’ Complex Property Practice, and joined OneDigital as VP, National Complex Property Practice Leader in May 2024.
Risk transfer and program strategy, catastrophe analytics oversight, regulatory and compliance alignment, carrier and distribution relationships, and talent, training and practice leadership.
Three subjects: placing complex property risk, reading the property market, and building technical teams. Sessions are aimed at risk management professionals.
He holds three designations from The Institutes Knowledge Group: Accredited Adviser in Insurance (AAI), Accredited Adviser in Insurance Management (AAI-M) and Associate in Insurance Services (AIS). He holds an active Property & Casualty insurance broker license in the State of Missouri, and a B.S. in Business Studies from Southern New Hampshire University, where he graduated summa cum laude.
He is based in Saint Louis, Missouri, and works with producers, account teams and carriers across the country. He is a lifelong resident of Missouri.
Use the contact form on this page, or the shorter contact form on the speaker page. Either one reaches Dave directly — say what you have in mind and he will come back to you.